Cloverleaf Blog

Article by Robert Clark, CEO of Cloverleaf Analytics https://www.forbes.com/councils/forbestechcouncil/2026/04/03/the-cost-of-waiting-on-analytics/

The Insurtech Cookbook: Customer Insights Shakshuka Bringing Fragmented Signals into One Intelligent Base By Michael Schwabrow, EVP of Sales & Marketing, Cloverleaf Analytics TL;DR “Customer insights” might be the second most overused phrase in insurance right now next to AI. Every carrier talks about knowing customers better. But here’s what nobody wants to admit: most…

Article by Robert Clark, CEO of Cloverleaf Analytics https://www.forbes.com/councils/forbestechcouncil/2026/03/09/why-hesitation-to-modernize-is-the-ultimate-competitive-threat-facing-insurers/

The Insurtech Cookbook – Recipe #2: Intelligent Underwriting – Crafting Clarity from Complex Data By Michael Schwabrow TL;DR Underwriting used to rely on seasoned judgment and experience. Now? It’s evolved into one of the insurance industry’s most pressing operational challenges. Here’s the thing – insurers don’t lack data. What they’re missing is structure. Information lives…

Insurance Built for the Appetites of Today’s Insured. By Michael Schwabrow TL;DR Extreme weather events are no longer rare; they are recurring stress tests that expose how outdated insurance systems and claims processes break under pressure. The Insurtech Cookbook is a practical, recipe-driven series written for claims leaders, operations executives, and insurance technology teams responsible…

https://www.forbes.com/councils/forbestechcouncil/2025/12/19/top-5-reasons-insurers-will-use-to-hold-on-to-legacy-tech-in-2026/ By Robert Clark, Founder and CEO of Cloverleaf Analytics

Cloverleaf Analytics 2025 Year in Review: Building the Future of Insurance Intelligence By Michael Schwabrow, Executive Vice President of Sales and Marketing Looking back feels good. Building forward feels even better. At Cloverleaf Analytics, we spent 2025 doing what we’ve always done, helping insurers stop fighting their data and start using it to win. The…

By Robert Clark, Founder and CEO of Cloverleaf Analytics Forbes: Preparing For 2029: The Great Insurance Knowledge Transfer https://www.forbes.com/councils/forbestechcouncil/2025/11/21/preparing-for-2029-the-great-insurance-knowledge-transfer/ 

By Robert Clark, Founder and CEO of Cloverleaf Analytics Forbes: Swarm Decision Intelligence: Why Teams Of AI Agents Could Redefine Insurance Underwriting https://www.forbes.com/councils/forbestechcouncil/2025/10/22/swarm-decision-intelligence-why-teams-of-ai-agents-could-redefine-insurance-underwriting/

By Michael Schwabrow, EVP of Sales & Marketing, Cloverleaf Analytics In the last episode, we retired the duct tape. MacGyvering your way through digital transformation might save a scene on TV, but in insurance it just sets up the next crisis. What works is what worked on another ’80s classic: a plan—and an A‑Team built…